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Filing for bankruptcy is a huge decision to make. It is sometimes made more difficult because a person may not be able to afford an attorney to represent them in court. There are circumstances then that warrant a more individualized approach.
There are many on-line sites that offer software for people who need a Do It Yourself Bankruptcy process. Prices for the software vary with many of them under $100. There are also private, not for profit agencies that have resources available for those who must represent themselves. These resources come as “kits” or “form packages”. Some companies offer to fill out the forms on-line based on your information. These companies have access to State Bankruptcy laws and forms are developed based on each State’s specifics.